Problems you face for getting car insurance for your sports car
Your sports car whether new or used must be expensive compared to other cars in the market. Therefore it is quite natural that you will like to have 100% coverage on your car. However most of the dealers in United States will give you coverage of only 80% with their auto insurance policies. This includes sports car of all makes like Miatas, Ferraris, BMWs and all other types.
Thus you are left with coverage of additional 20% which could be quite a good sum when it comes to sports car that is expensive. You may find it quite difficult to manage on your own such exigencies where the extra 20% will come into play in calculating your premium and discounts.
The alternative for you is to find out a real reputable agency that will give you 100% coverage or leave it to some expert hands that will find out or negotiate such coverage for you. For example if you are trying for an insurance in Florida, you will find many such providers who will provide you Florida car insurance that gives 100% coverage to your sports car.
You not only require full coverage but also want to get the best rates for such insurance. If you can find out a real comprehensive policy, it can resolve your problems and the premiums and deductibles can always be negotiated whether you are in Florida or in Michigan trying for a new Michigan auto insurance.